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CDs

Grounded Viewpoint

Certificates of deposit are back in the news as many banks and online lenders advertise fixed, FDIC‑insured yields often around 4% or higher, prompting savers to weigh term length, liquidity, early‑withdrawal penalties, and alternatives like high‑yield savings or money‑market accounts. Christians should apply wise stewardship and neighborly care—balancing security, liquidity, and prudent provision so savings serve dignity for family and community.

Latest Stories in CDs

12 loaded stories

Three moves savers can make before the June 17 Federal Reserve meeting led by Kevin Warsh

Economy & Personal Finance

May 29, 2026

Three moves savers can make before the June 17 Federal Reserve meeting led by Kevin Warsh

The next Federal Reserve policy meeting concludes on June 17, 2026 and will be the first chaired by Kevin Warsh. A rate cut is considered unlikely; however, comments...

CDs Federal Reserve Kevin Warsh

$100,000 CD comparison: Long-term CDs currently yield more nominal interest than short-term CDs amid near-4% inflation

Economy & Personal Finance

May 13, 2026

$100,000 CD comparison: Long-term CDs currently yield more nominal interest than short-term CDs amid near-4% inflation

CBS News explains how, in the current economic environment, a $100,000 deposit will likely earn more interest in a long-term certificate of deposit (CD) than in a sh...

CDs Inflation

Projected nine‑month earnings on $20,000: comparison of a CD, a high‑yield savings account, and a money market account (based on current 2026 rates)

Economy & Personal Finance

Apr 23, 2026

Projected nine‑month earnings on $20,000: comparison of a CD, a high‑yield savings account, and a money market account (based on current 2026 rates)

CBS News (April 23, 2026) compares projected interest earnings on a $20,000 deposit placed now into three bank products: a certificate of deposit (CD), a high-yield ...

CDs Savings Accounts Money Market Accounts

Projected 2026 earnings on $25,000 in a CD, high-yield savings, or money market account (based on current top rates)

Economy & Personal Finance

Apr 15, 2026

Projected 2026 earnings on $25,000 in a CD, high-yield savings, or money market account (based on current top rates)

CBS News explains how a $25,000 deposit would perform in three common conservative cash vehicles for the remainder of 2026, using current top rates and assuming thos...

CDs Savings Accounts Money Market Accounts

What's the CD account interest rate forecast for 2026? Here's what experts expect.

Economy

Dec 23, 2025

What's the CD account interest rate forecast for 2026? Here's what experts expect.

The article discusses the outlook for certificate of deposit (CD) account interest rates heading into 2026. After a period of historic highs due to the Federal Reser...

CDs Federal Reserve Interest Rates

Economy & Personal Finance

Jun 12, 2026

CDs vs. High-Yield Savings for Seniors

The article explains that recent economic data — rising inflation, paused but potentially higher interest rates, softer wages, and record household debt — has made s...

Seniors CDs Savings Accounts

Economy & Personal Finance

May 27, 2026

How much interest a $90,000 CD could earn at current top CD rates (May 27, 2026)

CBS News (May 27, 2026) examines the interest-earning potential of placing $90,000 into a certificate of deposit (CD) at current top CD rates. The article notes that...

CDs Retirement Savings Savings Accounts

Three steps to consider if your certificate of deposit (CD) matures in June

Economy & Personal Finance

May 19, 2026

Three steps to consider if your certificate of deposit (CD) matures in June

CBS News updated May 19, 2026, published guidance for savers whose certificate of deposit (CD) accounts are set to mature in June. The article notes that many savers...

CDs Savings Accounts

Estimated interest on a $12,000 certificate of deposit (CD) at current rates (April 14, 2026)

Economy & Personal Finance

Apr 14, 2026

Estimated interest on a $12,000 certificate of deposit (CD) at current rates (April 14, 2026)

CBS News (April 14, 2026) explains how much interest a $12,000 deposit would earn if placed in a certificate of deposit (CD) at current market rates. The article not...

CDs Savings Accounts Financial Stewardship

How Much Interest Could a $2,500 CD Earn in 2026 — and How It Compares to a High‑Yield Savings Account

Business

Mar 24, 2026

How Much Interest Could a $2,500 CD Earn in 2026 — and How It Compares to a High‑Yield Savings Account

The CBS News article explains how a $2,500 certificate of deposit (CD) would perform in 2026 given today’s interest-rate environment, unemployment trends and inflati...

CDs Savings Accounts Financial Stewardship

How much interest will a $10,000 9-month CD earn if opened now (March 2026)?

Economy

Mar 23, 2026

How much interest will a $10,000 9-month CD earn if opened now (March 2026)?

The article explains why a 9-month certificate of deposit (CD) is an attractive short-term option for savers in March 2026 given elevated and steady interest rates a...

CDs Savings Accounts Financial Stewardship

Here's how much interest a $40,000 6-month CD can earn if opened this March

Economy

Mar 5, 2026

Here's how much interest a $40,000 6-month CD can earn if opened this March

The article discusses the benefits and financial returns of opening a $40,000 6-month certificate of deposit (CD) in March 2026. It highlights how CDs offer competit...

CDs Savings Accounts Banking

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