Economy & Personal FinanceJun 18, 2026Fed Holds Rates; Three Lower-Cost Loan OptionsAt its June meeting the Federal Reserve left the federal funds rate unchanged at 3.50%–3.75% for the fourth straight meeting under new chair Kevin Warsh, but release...HELOCHome Equity LoanPersonal Loans+1
Economy & Personal FinanceJun 19, 2026Summer 2026 HELOC and Home Equity Rate OutlookPublished June 19, 2026, the article reports that home equity loan rates have generally fallen over the past year while HELOC (home equity line of credit) rates have...HELOCHome Equity Loan
EconomyDec 23, 2025What are today's HELOC and home equity loan interest rates?The article discusses the current state of home equity lines of credit (HELOCs) and home equity loan interest rates as of December 23, 2025. It highlights that, in t...Home Equity LoanHELOCInterest Rates
Economy & Personal FinanceApr 17, 2026Monthly cost of a $100,000 home equity loan at current average rates (6.97%; APR 6.55%–7.49%)CBS News reports that U.S. homeowners currently have more than $10 trillion in tappable home equity and that average interest rates on home equity loans and HELOCs h...Home Equity LoanHELOCHousehold Debt+2
EconomyApr 14, 2026Average U.S. home equity loan rate 6.95% and HELOC rate 7.14% as of April 14, 2026CBS News (April 14, 2026) reports average U.S. rates for home equity borrowing as of that date. According to Money.com, the average home equity loan interest rate is...Home Equity LoanHELOCFinancial Stewardship
EconomyApr 6, 2026Experts Say Lenders May Tighten HELOC Requirements in 2026 Amid Falling Home Prices and Rising Household DebtFollowing Federal Reserve rate cuts in late 2025, HELOC rates have declined and borrower interest has risen; TransUnion data show HELOC originations increased nearly...HELOCHousehold DebtHome Equity Loan
ConsumerismMar 24, 2026An $80,000 HELOC at the current average rate (7.17%) would cost roughly $727–$936 per month, depending on repayment termsCBS News reports that average rates on home equity lines of credit (HELOCs) declined to about 7.17% (down from 7.31% four weeks earlier and lower than 8.03% one year...HELOCAffordabilityFinancial Stewardship
EconomyMar 18, 2026HELOC costs have fallen since 2024 — what homeowners should know and considerA March 2026 report from the Intercontinental Exchange (ICE) finds roughly $11 trillion of homeowners’ equity is currently tappable out of nearly $17 trillion in tot...HELOCHome Equity LoanHousehold Debt+2
EconomyFeb 23, 2026How to use (and not use) a home equity loan this spring, according to expertsThe article discusses the current landscape of home equity loans, which have seen falling interest rates, making them a potentially attractive option for homeowners ...Home Equity LoanHELOCDebt
EconomyDec 9, 2025Can you have both a HELOC and a home equity loan?This article explores the possibility and practicalities of having both a home equity loan and a home equity line of credit (HELOC) simultaneously. As homeowners inc...Home Equity LoanHELOCInterest Rates+1
Economy & Personal FinanceJun 29, 2026Home Equity Loan vs HELOC for Credit-Card DebtThe CBS News article explains how homeowners can use home equity loans or home equity lines of credit (HELOCs) to pay off high-interest credit card debt. It states t...HELOCHome Equity LoanFinancial Stress
RetirementJun 12, 2026Three ways retirees can tap home equityThe article explains that many retirees and Social Security recipients have accumulated home equity and describes three common ways to access it: reverse mortgages, ...Reverse MortgageHome Equity LoanHELOC+1